XRP Ledger Implements Upgrade Allowing Large Accounts to Store Master Keys Offline

According to U.Today, the XRP Ledger has introduced a new upgrade that modifies wallet requirements for large accounts, enabling them to keep master keys offline. The change specifically targets accounts classified as “big” or significant in size, allowing these entities greater flexibility in key storage by permitting the withdrawal of master keys from active online custody.

Under the updated rules, holders designated as large accounts are no longer required to maintain their master keys in online wallets accessible via standard ledger operations. This shift permits them to store master keys outside connected or routinely available environments, effectively reducing continuous online exposure for these accounts’ primary signing material.

The upgrade does not alter requirements for smaller or typical holder wallets. Standard user wallets continue to follow existing procedures for key management and transaction signing. No changes are made to transaction validation processes, fee structures, or public ledger accessibility.

By allowing large accounts to keep master keys offline after initial issuance, the modification reflects a design adjustment toward enhanced key security options for significant holders. The XRP Ledger team stated the change aims to improve control and reduce potential exposure associated with always-online key storage for major accounts.