A bill aimed at boosting housing affordability in the U.S. is headed to President Trump’s desk — and it comes with a notable附加 provision: a ban on central bank digital currencies through the end of 2030.
The legislation pairs housing policy with a multi-year prohibition on the Federal Reserve issuing a CBDC, reflecting growing political skepticism around government-backed digital dollars.
At its core, the bill targets housing supply constraints that have pushed homeownership out of reach for many Americans. But the anti-CBDC language signals lawmakers’ willingness to use must-pass legislation as a vehicle for broader financial technology policy.
Consumer groups have pushed for the housing provisions for years. Digital rights advocates, meanwhile, oppose the CBDC ban, arguing it could position the U.S. behind other nations exploring sovereign digital currencies.
The White House has not yet confirmed a timeline for signing.
